FellowMakers.app
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Wave5 products

Connect the operations behind moving money

The product coordinates payment, account or settlement functions.

Different approaches

XentFi exposes a unified API, TroqPay brings multicurrency collections and payments into an application, and BriizPay focuses on bank-connected checkout. GTXW3DA starts from an OTC operator desk and settlement evidence. These are different layers of money movement; the grouping does not equate their regulatory scope or supported markets.

What brings them together
Explicit business payment collection, checkout, settlement execution or integration of money-movement functions.
Outside this wave
Personal budget trackers, financial commentary and trading interfaces with no evidenced money-movement workflow.
How the waves were researched
Where it sits on the board
Fintech
Builders in Africa 2 · Europe 1 · South America 1 · 1 not placed
In the wave5
BriizPaybriizpay.com · Fintech · by Tim Chosen

Bank-account payment acceptance for businesses.

Targartargar-app.com · Fintech · by David. O Chukwuemeka

Phone-number-based payments for informal markets.

“TARGAR is payment infrastructure built for Nigeria's informal markets — letting traders and customers send, receive, and accept payments using only a phone number and a secure digital identity.”TroqPaytroqpay.com · Fintech · by Vitor Pio | troqpay.com

Local collections and international payments.

XentFixentfi.com · Fintech · by Angus | XentFi

Enterprise stablecoin infrastructure delivered through one API.

“for the modern enterprise.”GTXW3DAFintech · by Aaron Felix

Financial infrastructure initiative building an OTC settlement product as the basis for a shared operational backbone.

“Financial infrastructure across Africa is fragmented. Providers, wallets, settlement rails, identity systems, and compliance tooling operate in isolation.”
Related waves
Rails for AfricaGTXW3DA, XentFi2